Leasing that puts risk in the dark.

Fusion’s CU Xpress Lease is the only credit union leasing program that guarantees 100% of the residual value at lease-end.

We have 40+ years managing multi-billion dollar portfolios in the industry.

Our core competencies in residual value analysis and lease-end account management help mitigate the two most challenging risks associated with automotive leasing.

We manage the disposition of vehicles at lease maturity, including billing and collecting any wear and tear, and mileage overages.

We sign up and market the program to dealers, provide ongoing training and support, and serve as a liaison on behalf of the credit union.

We bear the value risk on all vehicles at lease maturity, paying 100% of the full residual value, GUARANTEED!

The Fusion Difference

Fusion proudly offers CU Xpress Lease, the nation’s premier auto leasing program designed exclusively for credit unions.

We’ve developed a true full-circle leasing solution, with every detail considered from origination to servicing to resale and disposition.

That's what we do — completely, confidently, and seamlessly.

Fueled by Results

Fusion’s turn-key auto leasing program, CU Xpress Lease, generates a high return on investment and superior customer satisfaction.

195,000+

Lease Originations

$7.4B

Leases Funded

100%

Residual Value Paid

770+

Average FICO Score

39

Month Average Term

36%

Average Look-to-Book

Driving Success

Credit unions partner with Fusion because we handle all the heavy lifting of setting up and maintaining a leasing product.

Our lease portfolio consists of primarily A-quality paper, and the performance has been outstanding. When you combine this with the product’s payment-driven financing approach, resulting yields exceed traditional auto loan spreads.

Jovia Financial Credit Union Westbury, NY ($4.6B)

CU Xpress Lease has been a game-changer for ELGA Credit Union. Their support and expertise have helped us exceed our leasing expectations. With their streamlined processes and unwavering commitment, we’ve achieved remarkable growth in loan volume. CU Xpress Lease is the partner every credit union needs for success.

ELGA Credit Union Grand Blanc, MI ($1.7B)